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Deposit insurance : actual and good practices

Garcia, Gillian G.H.

Deposit insurance : actual and good practices - WashingtonUS IMF 2000 - v, 93 p.

Explores ways to obtain the benefits of deposit insurance that so many countries seek while avoiding the well-explored pitfalls - moral hazard, adverse selection, and agency problems. Presents a set of good practices for explicit limited deposit protection. Describes the actual configuration of 67 explicit, limited systems of deposit insurance known to be in operation in the year 2000. Considers whether and when to institute full or 'blanket' coverage, and when and how to remove it.

11. 02. 03 G216










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