00573nam a2200085Ia 4500100001400000245009600014260000900110520035000119583001800469 aSojo, Ana aSocial vulnerability, insurance and risk diversification in Latin America and the Caribbean c2003 aAnalyzes the peculiarities of insurance markets, considering the constraints of the pricing system, the intrinsic characteristics of insurance as an economic good and its dimensions as a public good, its externalities, and risk selection with its adverse effects on equity and efficiency. Concludes with some thoughts about insurance financing. c10/7/04kJOYD