00623nam a2200133Ia 450000500170000008000210001710000210003824500860005925000120014526000350015730000160019252002620020858300190047020260716043235.0  aLRC 11.02.04 K66  aKlosowski, Allen  aPersonal financial fitness : practical guide to improve the health of your wealth  a4th ed.  bCrisp Pub.aMenlo Pub.USc1997  avii, 114 p.  aPresents the financial planning process as a four-step action process, viz. examine, diagnose, prescribe nad monitor.  Gives guidelines for clarifying long-term goals such as: college funding; systematic investing; retirement planning; and estate investing.  c3/7/00kM2LMGR