00602nam a2200097Ia 450000500170000010000140001724500960003126000090012752003500013658300180048620260716043532.0  aSojo, Ana  aSocial vulnerability, insurance and risk diversification in Latin America and the Caribbean  c2003  aAnalyzes the peculiarities of insurance markets, considering the constraints of the pricing system, the intrinsic characteristics of insurance as an economic good and its dimensions as a public good, its externalities, and risk selection with its adverse effects on equity and efficiency.  Concludes with some thoughts about insurance financing.  c10/7/04kJOYD