00269nam a2200109Ia 450000500170000008000210001710000220003824500470006026000250010730000100013258300170014220260716043816.0  a04.01.01 R336leg  aElliott, Lydia V.  aLegal framework for retail payment systems  b[s.n.]a[S.l.]c2001  a26 p.  c6/7/07kJOYD