Bernard, April creator text St. Michael]BB Central Bank of Barbados 2007 monographic [31] p. Considers the role that socio-psychological and socio-cultural factors play in individual decisions to take risk. Finds that gender had a significant influence on the probability of engaging in investment and every day risk decisions, but a relatively insignificant impact on insurance decisions. 3/22/10 JOYD 18.10.01 B5181 20260716043958.0